Wealth Bonus
To determine a character’s starting Wealth bonus, roll 2d4 and add the wealth bonus for the character’s starting occupation, plus (if appropriate) the bonus from the Windfall feat, plus 1 if the character has ranks in Profession.
Over the course of play, the hero’s Wealth bonus will decrease as the hero purchases expensive items and increase as the hero gains levels.
A character’s Wealth bonus can never fall below +0, and there is no limit to how high the Wealth bonus can climb.
Since Wealth is an abstract concept, it’s sometimes difficult to determine how financially well off a character is. To get a general sense of how financially solvent a character is at any given time, check the table below.
| Wealth Bonus | Financial Condition |
|---|---|
| +0 | Impoverished or in debt |
| +1 to +4 | Struggling |
| +5 to +10 | Middle class |
| +11 to +15 | Affluent |
| +16 to +20 | Wealthy |
| +21 to +30 | Rich |
| +31 or higher | Very rich |
